Paid cash for S90 as I sold a 2014 A8 4.0 for cash. I NEVER buy new, except for trucks and vans for my business, usually 2-3 years old tops. I bought my S63 Mercedes with 7800 miles on it......I did finance some of that as it was 110K. I tend to pay off cars very fast and never go the term of a loan. At my age, 66, I just don't want to finance anything. I have never leased......I think over a lifetime of never buying on impulse, buying wisely, haggling, garaging ALL my vehicles and really maintaining them has paid off. If you buy a used vehicle from me it is always in great condition with full service records.