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You mentioned 10 records. That sounds like close to 3 owners possibly a 4th and with only 26k miles that sounds fishy.

Each transition from one owner/dealer to another usually has 2 to 3 records.

From your basic description I'd pause and try to track down service information from the dealers. Considering there are tons of '98 XCs on used car lots these days....at least here in Northern VA but most have 40k+ mileage.

good luck.
 
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