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Posted by mistake on the general forum.<P>Thought this may be of interest. Heck, I am always looking for this kind of info. Here are the current rates as of 1/30/02:<P>MONEY FACTORS<BR>2.4T 3year MF 0.00194 (4.7%)<BR>4year MF 0.00231 (5.5%)<P>T5 3year MF .00201 (4.8%)<BR>4year MF .00221 (5.3%)<P>RESIDUALS FOR 12000/15000 MILES<BR>2.4T 3year Res 57%/55%<BR>4year Res 51%/49%<P>T5 3year Res 56%/54%<BR>4year Res 48%/46%<P>Now there are some adjustments on the residuals for cars without leather. I didn't get into it since mine has it but it was a percentage point or two. I know that makes a huge difference in your payment so I guess you should find that out.<P>The standard Volvo acquisition fee is $495. They will not budge. My dealer started at $795 so I told him to reduce it.<P>In MD, we pay sales tax on the whole car up front. Yes it sucks. Check your state. Most states add the sales tax to the monthly payment (and the downpayment).<P>I have a handy little excel lease spreadsheet that was almost to the penny compared to the dealers terminal. As we wheeler-dealed over the phone this evening I was telling her the payment amount. I will post it on the web and provide a link if anyone wants it.<P>Steve<P><BR><p>[This message has been edited by Vetteguy (edited 01-31-2002).]
 
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