This thread has been very valuable to us. The XC60 is not my car, it belongs to my wife (but I wrench on my 10 and 25 year old Benzes). Following the directions above, I tried to clean out the check valve and quick coupling. The check valve cleanup may have been successful, but the quick coupling contained a tiny washer/gasket that either disintegrated or fell out, so it leaked like a sieve after just one cycle of coupling. Maybe it got "blown out" when I was clearing the white powder from the system - so, look out.
I got the parts at the dealership (a dual barb, the one-way valve, and a new quick coupling) for about $55 USD. There was nothing wrong with the dual barb piece but this took two days to get here (not in stock in dealership) and I didn't want to take any chances for $10. Worthy of note is that the quick coupling AND the one-way valve originally in our 2018 Volvo have been superseded with new part designs. The quick coupling is now white and seems sturdier, and the one-way check valve now has a much bigger "check valve" with a convenient arrow on it.
We never put low quality windshield washer fluid in our cars (or just water). But I believe the combination of not using the rear washer AND parking outside with the tailgate facing the setting summer sun may contribute to the evaporation of the fluid, leaving the "soap" from the fluid (I doubt that the white powder is plastic or calcium). So, I would DEFINITELY operate the rear washer at least once a month, possibly more during the summer particularly if you live in a hot climate.
CAUTION: When removing the parts and then operating the washer to unclog, put down a towel first because that white soap is hard to get out of the carpet, netting, and so on.