Well, thanks to the kind people of this board (and other similar) my wife and I were persuaded to purchase a 2002 Volvo S40 with most of the bells and whistles.<P>What I was shocked about is that the deals Volvo and the dealership offered. Our 2002 has the premium plus package and the cold package, with a sticker price of $28,350. We purchased the car for $22,350 + tax -- an amazing $6000 off of sticker.<P>No other car we tested could match up with the S40, especially at that price.<P>I'm happy to consider myself a Volvo owner -- and thanks for all of your posts that helped us make the decision!