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Discussion Starter · #1 ·
I was able to get a decent price on 100k/8yr warranty from Michael at Steingold Volvo through phone two years ago. Now I am at the stage debating whether or not I should get prepaid maintenance plan.

What are the fellow XC90 owners' opinion on prepaid maintenance and wear-and-tear coverage?

I also noticed that Steingold website on extended warranty and prepaid maintenance changed significantly. Now we can just purchase various plans online directly. I am just curious do we get more discount through phone or online price is just about as best as you can get? Can you share your experience on this?

Thank you very much!
 

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I was able to get a decent price on 100k/8yr warranty from Michael at Steingold Volvo through phone two years ago. Now I am at the stage debating whether or not I should get prepaid maintenance plan.

What are the fellow XC90 owners' opinion on prepaid maintenance and wear-and-tear coverage?

I also noticed that Steingold website on extended warranty and prepaid maintenance changed significantly. Now we can just purchase various plans online directly. I am just curious do we get more discount through phone or online price is just about as best as you can get? Can you share your experience on this?

Thank you very much!
I paid ZERO so it was worth it for me. I got my 7 yr / 100K Prepaid Maintenance + Wear (Brakes, Rotors, Wipers) as an apology for a BIG F*CK UP.

Would I have bought it? No... The savings and prices are greatly inflated. Even if you figure the average service is $400 (Services 4-10), that's $2800. If you do 2 sets of Brakes, Rotors, Pads within 100K for say $1100 that's around $4000. Many of these maintenance can be had cheaper either A La Carte (price items out individually vs. a package) or through Dealer Coupons. Some dealers regularly offer 15-20% off Maintenance Specials.

Market also plays a factor of course. If you are in a high dollar area, these services might be more expensive, negating a savings with the Prepaid. Really up to you.
 

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I was able to get a decent price on 100k/8yr warranty from Michael at Steingold Volvo through phone two years ago. Now I am at the stage debating whether or not I should get prepaid maintenance plan.

What are the fellow XC90 owners' opinion on prepaid maintenance and wear-and-tear coverage?

I also noticed that Steingold website on extended warranty and prepaid maintenance changed significantly. Now we can just purchase various plans online directly. I am just curious do we get more discount through phone or online price is just about as best as you can get? Can you share your experience on this?

Thank you very much!
I got an 8 years extended warranty over the phone from Steingold two years ago. I bought the 5 services prepaid maintenance package online three months ago. It appears the price has been increased couple hundreds for the same package. I am on the high cost area, so the prepaid maintenance package will be worth. It also includes software upgrade on each visit. Wear and tear are 1 set of front/back rotors brake pads, and 3 sets of wiper blades. I can do that on my own.
 

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Discussion Starter · #4 ·
Thank you. Sorry to hear that. I agree that the number Volvo quoted online for service and brakes are inflated. But again, I do live in a high cost area. The Volvo dealership I went rarely had any service special or coupon.

by the way, is prepaid maintenance plan refundable on the prorated basis? Thanks.

I paid ZERO so it was worth it for me. I got my 7 yr / 100K Prepaid Maintenance + Wear (Brakes, Rotors, Wipers) as an apology for a BIG F*CK UP.

Would I have bought it? No... The savings and prices are greatly inflated. Even if you figure the average service is $400 (Services 4-10), that's $2800. If you do 2 sets of Brakes, Rotors, Pads within 100K for say $1100 that's around $4000. Many of these maintenance can be had cheaper either A La Carte (price items out individually vs. a package) or through Dealer Coupons. Some dealers regularly offer 15-20% off Maintenance Specials.

Market also plays a factor of course. If you are in a high dollar area, these services might be more expensive, negating a savings with the Prepaid. Really up to you.
 

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Thank you. Sorry to hear that. I agree that the number Volvo quoted online for service and brakes are inflated. But again, I do live in a high cost area. The Volvo dealership I went rarely had any service special or coupon.

by the way, is prepaid maintenance plan refundable on the prorated basis? Thanks.
I'm not sure. I do know the CPO and PrePaid follow the Vin of the vehicle and are transferable. Not sure about cancellation.

Am I glad I have the plan? Sure, my car sees only the dealer. I have 45,000 and 3 yrs of ownership and yet to get a set of brakes... I do mostly highway. But sure I'll get at least one set of brakes, pads, rotors by the end of my warranty.
 

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Steingold is currently offering $250 off maintenance plans. Is there any reason to do consider? It is quoting 40 and 50K maintenance plan of $903 after the $250 discount.

Various dealers provide pricing online for these maintenance and from what I can tell, total for 40K and 50K service ranges from $760 to $1120 in NYC metro area. 40K averages $600 while 50K averages $250.

Seems to me maintenance plan are a rip off. Am I missing something?
 

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Steingold is currently offering $250 off maintenance plans. Is there any reason to do consider? It is quoting 40 and 50K maintenance plan of $903 after the $250 discount.

Various dealers provide pricing online for these maintenance and from what I can tell, total for 40K and 50K service ranges from $760 to $1120 in NYC metro area. 40K averages $600 while 50K averages $250.

Seems to me maintenance plan are a rip off. Am I missing something?
Buy the plan for longer term and you can save some money. 40k to 100k service will normally cost more than the maintenance plan.

Sent from my Z978 using Tapatalk
 

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I see a new thread on maintenance plan being offered with a $300 discount. I'm still not quite getting the reason for getting it.

Here's what I'm pulling at local dealer for scheduled maintenance at local Volvo dealer.
40K $533
50K $167 - 40K & 50K = $700 vs $772 plan with discount
60K $512 - 40K to 60K = $1212 vs. $1234
70K $167
80K $533 - 40K to 80K = $1912 vs. $1890
90K $167
100K $284 - 40K to 100K = $2363 vs. $2349

Is there a reason to buy these plans? It does not look like the plan is charging sales tax upon purchase. I suppose if maintenance under the plan is not subject to local sales tax otherwise due if paying at each service, there could be some savings there. Please enlighten.

Now if I pull NYC Manhattan Volvo rates, then there are obvious savings.
40K $813
50K $140 - 40K & 50K = $953 vs. $772
60K $676 - 40K to 60K = $1629 vs. $1234
70K $140
80K $813 - 40K to 80K = $2582 vs. $1890
90K $140
100K $369 - 40K to 100K = $3091 vs. $2349
 

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I see a new thread on maintenance plan being offered with a $300 discount. I'm still not quite getting the reason for getting it.

Here's what I'm pulling at local dealer for scheduled maintenance at local Volvo dealer.
40K $533
50K $167 - 40K & 50K = $700 vs $772 plan with discount
60K $512 - 40K to 60K = $1212 vs. $1234
70K $167
80K $533 - 40K to 80K = $1912 vs. $1890
90K $167
100K $284 - 40K to 100K = $2363 vs. $2349

Is there a reason to buy these plans? It does not look like the plan is charging sales tax upon purchase. I suppose if maintenance under the plan is not subject to local sales tax otherwise due if paying at each service, there could be some savings there. Please enlighten.

Now if I pull NYC Manhattan Volvo rates, then there are obvious savings.
40K $813
50K $140 - 40K & 50K = $953 vs. $772
60K $676 - 40K to 60K = $1629 vs. $1234
70K $140
80K $813 - 40K to 80K = $2582 vs. $1890
90K $140
100K $369 - 40K to 100K = $3091 vs. $2349
Market variations play a huge factor. Some markets like California (Los Angeles, etc), New York City, Chicago, Atlanta, are bound to be more expensive. However, if you live in a lower cost area, then the savings might not be as significant. Plus, dealers often run specials for X percent of maintenance. I.E. 10-20%

Also, you can throw in wear which includes 2 sets of Brakes and Rotors I believe. Along with Wipers. Again, this hinges upon one's driving habits.

I've got the Old Prepaid Maintenance + Wear (Unlimited Brakes / Rotors / Wipers)... And hell I'm running up to 67K and have had one brake job. I'll be damned when I hit 100K all brakes + rotors are getting a swap before the maintenance ends. Back when I got my car, the old prepaid maintenance 40k-100K + wear was around $4,000. Not sure what it prices out to now, but I believe it's in the relatively same ball park.
 
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