I did it. After going back and forth between the R, Lexus IS350, Audi S4, and the BMW 330xi I chose the R this afternoon at Power Volvo in Irvine, CA. It was the only MT in Orange County (out of 2 dealers) and just happened to be in Black Sapphire Metallic with the blackish blue leather interior (what I was looking for). I didn't know it until I got to the dealer but it it had the sport body package which was a plus. I called in ahead of time and they had it prepped on the lot, started up, A/C blowing (Volvo thermometer read 97 degrees at time of test drive) and ready to go. The saleswoman was really great (used to be a social worker who helped families deal with drug addiction), knew just about everything about the R but also knew that I was well versed so she wasn't controling the conversation (which is how I like my salespeople). We took it for a freeway & street test drive, about 4 miles in all. The first few times I started from a stop I was having some problems with the clutch (the "engagement" point was a lot lower) so I'm sure I'll be slow off the block until I get the hang of it, also (not sure if it was because it was a very hot day affecting the turbo) the acceleration in the low RPMs of 1st gear was lacking (even my old '00 Civic Si feels more pickup for the first 1/2 sec) but once I got to around 2k RPM the sucker really takes off... in order not to exceed the 4k RPM limit (which I hear you should limit it to for the first 1k miles) I had to shift through 3rd pretty fast but the short throws made it quicker than I first thought it would be. Cornering was fun as well, for some reason it felt like it had better handling than my girlfriends G35 which really hugs, perhaps it was the fact that this was a MT and her's is an AT so I helped my cornering by downshifting. I told them I was looking to do a 36 month lease so when we got back to the dealer she brought a preliminary figure out (without checking credit) as to what the offer would be if I had Tier 1 credit, the payment was in the $580's without tax and I said no thanks because I knew what my target was, we started talking about MF's & residuals and honestly it was a little much for her so she brought out a finance manager to sit with all of us to discuss things from a financially intelligent point of view. Ran my credit, turned out I was a Tier 2 from US Bank, money factor was .00265, residual on the 36 month term was 41% for 15k miles. Payment was about $40 too high so I asked to look at the 48 month terms (33% residual) and the payment was where I wanted. At the last second I asked them to throw in the iPod and all weather rubberized mats and they did it without adjusting any of the figures. So the MSRP was $45,020 and the ending cap cost (included acquisition & a $100 "deposit waiver fee", not sure if that was bogus or not) was a couple bucks under $33k. Without taxes the payment was around $495, with taxes it was $535, and I opted to finance LoJack & PermaPlate which brought the payment up to $557. I put down $2k, which a little over $1k was used for a cap cost reduction (leftover paid title, registration, etc.). Total setup is: '06 S60 R, Black Sapphire Metallic, Black/Blue "R" Full Soft Metallic Leather, 18" Pegasus, Premium Package, Sport Body Package, Climate Package, Satellite Radio Prep, iPod adapter, Rubber Mats<p>Now since this is a lease am I able to modify the R to my liking or does Volvo/US Bank expect it back with the same parts they leased it to me with? I'm not going to totally soup it up, just 50% tint (classic look), TME springs/suspension, bushings, rear bar, for a little tighter & lower ride (gap looks too big even with the 18" Pegasus), and doing a 30/70 mix of 100 octane. <p>Oh yeah, was the PermaPlate a ripoff? Says it eliminates the need to wax and any sap, bugs, etc. that won't come off they'll professionally remove for free. Was $895 but I got it for under $500.<p>Ah, what fun I'll have driving it down PCH tomorrow!