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It came from the factory with my 2012 XC60 T6 Platinum.
 

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According to my 2013 sales brochure, the cargo cover was standard on the Premier Plus and Platnium (T6 and R Design) Trim Levels, but not on the Premier (3.2) Trim Level.
 

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MY23 V60 CC B5 Ultimate
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Not sure if that's relevant for the American/Canadian market, but the cover came as standard on my EU 2023 V60CC (it's an Ultimate, but I never noticed it could have been missing had I opted for a lower trim). Must be a market-specific change (decontenting?) that Volvo made for some reason.

I'm similarly disappointed in the lack of a hood insulation mat (luckily the B5 is nice and quiet). From Volvo's perspective those few dollars saved here and there surely add up at scale. I know Volvo is not alone in doing this, but it's a shame nonetheless.
 
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