Some lady backed into my driver side rear bumper today. Not any physical damage to the frame that I can tell, but the bumper has some loss of paint and a few scrapes. Total damage about the area of frisbee. Minor boo boo, but it sucks. Does anyone know what it could cost? The electric silver paint I hear is expensive and environmentally friendly? My deductible is $500 so I'm going to take it to the body shop to get an estimate then see what my insurance is going to do. If it's less than $500 I will call the lady - who lives in a million dollar house - to just cut me a check for either my deductible or the cost. I would rather settle without the insurance companies, if possible even though it wasn't my fault.