I have 48,500 miles on my car. I know to get the Volvo extended warranty I have to buy it in 500 miles..as you need to do it before 49,000 miles. My car is an 04. I bought it used, and I don't honestly know when it went into service...but I'm guessing it was either mid-late 03 or early 04. I bought it in May 04 wtih 14k on it. <p>I have priced extended warranties and saw the redbank volvo pricing online. (my local volvo dealer quoted me higher prices - but I wonder if they may match the prices redbank advertised???)<p>The question is this:<p>1) on a modded car like mine - ECU/dp/exhaust/springs/sways/E slot rotors...blue coolant hoses... am I just asking to get screwed by volvo if/when I have a major failure like my motor or tranny or turbo? will they just laugh and say you have mods, so you are denied?<p>given the other little parts that will break off/on over the next 50k miles...the stuff that nickel and dimes you to death - that has no relation to my mods - maybe even considering that stuff alone, I'd be wise to get the warranty.<p>Or just save the money and figure I'll save it now, and jus tpay later as I go and figure I'll take the risk.<p>2) Assuming I do buy an extended warranty - here are theprices. <p>All of thse are for 7 yr, 100k miles. 7 yrs from teh date it went into service, and 100k total miles.<p>$0 deductible - $3239<br>$50 deductible - $2646<br>$100 deductible - $2350<br>$200 deductible - $1699<p>I figure half the stuff I go in for is gonna be $50-100, so if I go with a high deductible, I get nickel and dimed along the way anyway as I can't use the coverage on small dollar items - gas filler door hinges, and other random crap that breaks. that stuff may pop up a lot or not that much. the MORE of those little $50-100 items that pop up from 50k - 100k - the better off I may be to spend more for 0 deductible. <p>those of you who have owned S60s before and driven them to 100k..what were your experiences in terms of warranty related items that are liekly to break/fail over the life of the warranty. and does it make sense to pay fo9r the 0 deductible to get those "nickel and dime" items coverd or not. <p>For example, a $100 deductible is about $1000 cheaper than the $0 deductible. It would take about 10 visits for $100 items to make that up...or 5 small items and 5 big items....since the 5 "small" $100 fixes would be "free" with 0 deductible and the 5 "big" items would have NO deductible...those 10 visit would be 1000 bucks less out of pocket over the warranty..<p>what do you think....<p>buy it, don't buy it<br>and if so, what deductible.