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According to the Edmunds.com site, the holdback for Volvo's is 1% of base MSRP.<BR> <A HREF="http://www.edmunds.com/advice/incentives/holdback/index.html" TARGET=_blank>http://www.edmunds.com/advice/incentives/holdback/index.html</A> <P><BR>Hope this helps,<BR>-Eugene
 
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