Say we compare the Turbo version and the GLTS version. I'm only 16 so If I bought a turbo version, insurance would probably be very high. Could I get the non-turbo and put a non-volvo turbo in (better one) w/o any modifications? I was thinking maybe between these two models, engine size/mounting etc would be the same except for a turbo or a missing turbo. Any thoughts? Also, whats the 0-60 time between the two? Thanks!