Hmm interesting, I am also concerned about the staining of trees birds etc.. but also I am not sure if it covers swirls on a black car.That price seems high to me. I paid $500 for interior and exterior protection plan. I was concerned about staining from trees in my yard and it's covered by this, they applied a protective coating from Zurich. The interior included changing sections of leather if necessary. I'm absolutely no expert on paint or detailing but I did want a protection plan, I don't remember if it was 5 or 7 years.